Eaton Federal Savings Bank

General Information Number

866-699-EFSB (3372)

How It Works

Here's an overview of how simple and easy it is to apply online with Eaton Federal Savings Bank. Please take a moment to read the Getting Prepared page to see what documents will be helpful to complete your loan application quickly and easily. Click the NewApplication button below to get started.

Begin Application- Begin by giving us some general information about your home financing needs.

Property Information - We ask for information about the property you want to purchase or refinance.

Borrower Information - You can securely provide information about yourself and others who will be applying for the loan. We require general information for each applicant, including Social Security numbers so we can gather credit information.

Employment/Income - We gather general information about your employment and any other income you receive.

Assets/Liabilities - Depending on the type of loan you want, we might ask you to provide information about assets such as checking and savings accounts and personal property. We might also ask about current debt such as credit cards, installment loans, and mortgages.

Loan Selection - Based on the information you provide, we'll help you identify which mortgage loan programs are best for you.

Submit - The final step of the application process!


1.     Pre-Approval requests will be considered only for purchase transactions.  Refinances are ineligible for consideration under the Pre-Approval program.

2.     When completing the Property Information details, enter "Pre-Approval" in the Address 1 line along with Charlotte, MI 48813 for the City, State and Zip Code.

3.     There can be no indication of a property location anywhere in the application submission.